Lower Your Out-of-Pocket Costs
Today’s rising health insurance premiums have driven many people into larger deductibles and co-pays to keep monthly costs affordable. However, when hospitalization happens due to an injury or illness, there could be thousands of dollars in out-of-pocket costs, even with health insurance.
The Out-of-Pocket Protection Plan works like a hospital indemnity plan because it provides cash benefits in the form of a lump sum payment to you for inpatient hospitalization with the option of emergency accident and outpatient surgery benefits.
With KeenanDirect’s Out-of-Pocket Protection Plan, you can avoid financial hardship by reducing out-of-pocket costs or co-payment costs. Plans start at $15 per month and cash benefits range from $2,500 to $6,350 (paid in a lump sum).
KeenanDirect’s Out-of-Pocket Protection Plan Highlights:
- No deductibles
- No networks
- Simple application process
- Benefits paid directly to you
- No Social Security required
- Pays in addition to all other insurance
- Your choice of benefits and premiums
- Portable – if you change jobs this insurance stays with you
- Standalone - you don’t need another insurance plan to get this one
- Helps pay your inpatient hospitalization deductibles and co-payments
Available benefits from the Out-of-Pocket Protection Plan
Plan benefits:
| Inpatient hospitalization benefit | Daily inpatient benefit | Doctor office visit benefit |
|---|---|---|
|
Policy options: $2,500 $5,000 $6,350 |
Policy options: $100 per day $200 per day |
$50 per visit |
| Limited to 1 per year | Per hospital admission | Limited to 2 per year |
Optional benefits (additional premiums apply):
| Emergency accident benefit | Outpatient surgery benefit |
|---|---|
|
$250 per injury |
Policy options: $1,000 $2,000 $3,000 |
| Limited to 4 per year | Limited to 2 per year |
| Treatment must be received within 72 hours of the injury. | For surgical services in an ambulatory surgical center or outpatient hospital facility. |
The KeenanDirect Advantage:
- Affordable Plans
- Quick & Easy Application Process
- Expert Support from Start to Finish
