• Life Insurance Frequently Asked Questions and Answers | KeenanDirect
    Is There Insurance That Could Help Secure My Family’s Future?
    Learn More
  • KeenanDirect explains how Obamacare works
    Questions about Obamacare?
    We have answers
  • KeenanDirect explains how Medicare works
    There is a lot to learn when it comes to Medicare, we simplify the ins and outs.
    Explore
  • Your vision insurance questions get answered
    Learn about Vision Insurance
    Explore
  • Certain life events can qualify you for Special Enrollment. Find out now if you qualify.
    Find if you qualify for a Special Enrollment period for health insurance.
    Answered here
  • Your health insurance questions get answered
    HMO or PPO? What is the difference?
    Find out now
  • Your dental insurance questions get answered
    Get your dental insurance questions answered here.
    Answered here
  • Life Insurance

    For some people, it’s peace of mind. For others, it’s a financial tool. There are a variety of reasons why people buy life insurance. But for many, life insurance is simply the best answer to a very difficult question:

    What if I was no longer here to take care of my family?

    Most of us don’t want to think about the unthinkable. But having a plan for the future can bring a tremendous sense of well-being to the present. Life insurance proceeds can help your family pay the rent or mortgage, fund educational expenses, and maintain current living standards. In short, life insurance can help you take care of your family even when you are no longer here to care for them yourself.

    Is there insurance that could help secure my family’s future

    Indeed, there is. Contact the experts at KeenanDirect to explore the many affordable life insurance plans available. KeenanDirect offers California life insurance plans starting at $11 per month with benefits ranging from $25,000 to $250,000. We also have a variety of no exam life insurance options available. Our bilingual support staff offers free life insurance quotes, expert plan guidance, and help with the enrollment process from start to finish.

    With KeenanDirect, you’ll get great rates on individual and family life insurance plans while enjoying the peace of mind that comes from knowing your loved ones will always be financially secure.

    Life Insurance FAQs

    Here are answers to some of the most frequently asked questions about life insurance.

    Still have questions? Contact the experts at KeenanDirect who can help you find the right life insurance plan to meet your needs and fit your budget.

    What is life insurance? How does life insurance work?

    Life insurance is an insurance contract in which the insured person pays premiums in exchange for the insurance company paying a designated beneficiary an agreed upon amount upon the death of the insured. Life insurance proceeds can help your family pay the rent or mortgage, fund educational expenses, and maintain their current living standards. Life insurance helps care for your family when you are no longer here to care for them yourself.

    Why do I need life insurance?

    The death of a loved one often brings both emotional and financial difficulties for the family left behind. Life insurance can help ease the financial burden for your family in this time of need. Life insurance proceeds can help your family pay the rent or mortgage, fund educational expenses, and maintain current living standards. Most of us don’t want to think about the unthinkable. But having a plan for the future can bring a tremendous sense of well-being to the present.

    What is term life insurance?

    Term Life Insurance refers to life insurance that pays a benefit in the event of the death of the insured during a specified term, or time period (10 years, 20 years, etc.). Once that time period has expired, the policyholder must decide whether or not to renew the life insurance policy for another term. The experts at KeenanDirect can provide you with a variety of affordable term life insurance quotes that meet your needs and budget.

    What is no exam life insurance?

    No exam life insurance refers to a life insurance policy that does not require the insured person to undergo a medical examination prior to the policy being issued. KeenanDirect is pleased to offer plans that do not require a medical exam.

    What are family life insurance plans?

    Family life insurance plans are life insurance policies that include coverage for your spouse and/or children. KeenanDirect offers affordable family life insurance plans, including plans with the choice of children’s term life insurance for every child, step-child and legally adopted child of the insured.

    What are the best life insurance plans?

    There are many different kinds of life insurance policies available to consumers, each with its own set of benefits and parameters. For example, Term Life Insurance pays a benefit in the event of the death of the insured during a specified term, or time period. Whole Life Insurance pays a benefit upon the death of the insured, while also accumulating a cash value. With so many options, it’s a good idea to speak with a professional in order to determine the best choice for you and your family. The experts at KeenanDirect can help guide you through this process.

    How much is life insurance in California?

    Life insurance rates vary based on a variety of factors, including the health and age of the insured person, the terms of the life insurance plan, and the type of plan chosen. The experts at KeenanDirect can provide you with a variety of life insurance quotes, including term life insurance quotes and no exam life insurance quotes. They can help guide you through the process as you decide which plan best meets your family’s needs and budget.

    What does life insurance cover?

    Life insurance is designed to provide your loved ones with financial peace of mind in the event of your death. While all policies are different, life insurance payouts are typically used to cover the loss of monthly income from your passing. Your family can also use life insurance to pay outstanding debts, fund educational expenses and cover everyday bills. Keep in mind that there are a variety of life insurance options, and payouts can vary.

    How to buy life insurance?

    While purchasing life insurance may seem daunting, the reality is just the opposite. At KeenanDirect, our helpful experts can walk you through the process and answer any questions you may have. We’ll help you find a no exam life insurance plan that helps your loved ones if you are no longer here to care for them yourself.

    What are the benefits of life insurance?

    While there are many benefits to obtaining a life insurance policy, perhaps the greatest is the peace of mind that comes from knowing your family’s financial future will be secure in the unfortunate event of your passing. Most of us don’t want to think about the unthinkable, but being prepared for the future can bring a tremendous sense of comfort and relief to the present.

    Why buy life insurance?

    With affordable rates, no medical exams and the tremendous peace of mind that life insurance brings, buying life insurance is simply a smart thing to do. Your family is everything. Life insurance can help them live out their dreams, no matter what the future holds.