A healthy smile conveys much more than your personality, it’s also a reflection of your overall health. Dental insurance makes it easy to get the regular dental care needed to keep that healthy smile. It can also help protect you from unexpected dental procedures that may otherwise break your budget.
Dental care is so important that the Affordable Care Act (ACA), also known as Obamacare, has made pediatric dental coverage a required benefit on all ACA-compliant health insurance plans. Dental insurance for adults, however, is generally not covered under Obamacare. KeenanDirect offers dental insurance coverage for individuals, families and small businesses.
Dental Insurance FAQs
Here are the answers to some of the most frequently asked dental insurance questions. Still have questions? We are always happy to provide expert guidance.
Why should I get dental insurance?
Dental health is often referred to as a window into your overall health. Your teeth and gums need to be healthy enough to last a lifetime. That’s why it’s hard to overstate the importance of good dental hygiene and regular check-ups. Most dental insurance plans cover the cost of preventative care including regular exams, teeth cleaning and x-rays. Dental insurance can also help reduce the cost of any dental procedures you may need, including fillings, crowns, extractions, deep cleaning, and in some cases, braces.
How much is dental insurance?
KeenanDirect has dental insurance plans that start as low as $8 per month. While the cost of dental insurance will depend on what kind of plan you choose, KeenanDirect can help you find a solution to fit your needs and budget.
How does dental insurance work?
Dental insurance can help you pay for the regular dental care and protect you from having to pay the full cost of dental services and procedures. Depending on the plan you choose, you will pay a predetermined amount, called a “premium,” each month in order for your dental coverage to be in force. Most dental plans cover the cost of preventative care, including regular exams, teeth cleaning and x-rays. There are other costs you may be required to pay for additional dental procedures such as fillings, crowns and extractions, but these “copayment” amounts (or “copay” for short) are usually much less than what you would have paid without insurance.
What is the best dental plan?
The “best” dental plan is unique to every individual. Plans can vary in monthly premiums, out of pocket costs, and in their network of dentists. KeenanDirect can help you to find a plan that meets your needs and your budget.
What does dental insurance cover?
Most dental insurance plans include preventive care such as regular exams, teeth cleaning and x-rays. These regular check-ups can help keep your teeth and gums healthy, while allowing your dentist to identify and treat any problems quickly. Dental insurance can also help reduce the cost of dental procedures including fillings, crowns, extractions, deep cleaning, and in some cases, braces.
Is dental insurance part of Obamacare?
Dental care is so important that the Affordable Care Act (ACA), also known as Obamacare, has made dental coverage for children a required benefit on all ACA-compliant health insurance plans. Dental insurance for adults, however, is generally not covered under Obamacare. KeenanDirect offers dental insurance coverage for individuals, families and small businesses.
Is my current dentist covered under my new dental insurance plan?
KeenanDirect offers a variety of dental plans to choose from, each with a network of dentists who accept that specific plan. If you want to keep your current dentist, we can help you find a dental insurance plan that includes your dentist in their network.
How do I find a dentist?
Finding the right dentist is important. KeenanDirect can help you find a qualified dentist in your area that accepts your new dental insurance plan.